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MGIC InvestmentMTG +1.04%88 3-Year EBITDA Growth Rate is 2.50% as of Jun. 2026, which is 88% below its 10-year median of 20.00. GuruFocus rates MTG with a GF Score™ of 88/100 and a GF Value™ of $29.20 (Fairly Valued). The stock has 6 warning signs investors should review. Among 292 Insurance companies, MGIC Investment ranks worse than 76.37% on this metric.
During the past 12 months, MGIC Investment's average EBITDA Per Share Growth Rate was 2.60% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 2.50% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 15.10% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 11.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of MGIC Investment was 190.20% per year. The lowest was -7.70% per year. And the median was 20.00% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
MGIC Investment 3-Year EBITDA Growth Rate Related Terms
MTG vs ESNT, ACT, RYAN: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Specialty subindustry, MGIC Investment's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MGIC Investment 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, MGIC Investment's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where MGIC Investment's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 2.50% mean?
MGIC Investment (MTG) has a 3-Year EBITDA Growth Rate of 2.50% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for MGIC Investment and its competitors. This is 88% below median its historical median of 20.00. According to the industry distribution chart, MGIC Investment ranks #223 out of 292 companies in the Insurance industry, placing it in the top 76.4%.
Is MGIC Investment's 3-Year EBITDA Growth Rate too high?
MGIC Investment's current 3-Year EBITDA Growth Rate of 2.50% is 88% below median its 10-year median of 20.00. The Insurance industry median 3-Year EBITDA Growth Rate is 16.70. MGIC Investment's value of 2.50% is 85% below this industry median. Based on the distribution chart, MGIC Investment ranks #223 out of 292 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, MGIC Investment has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MGIC Investment's 3-Year EBITDA Growth Rate compare to ESNT and ACT?
According to the Insurance industry distribution chart, MGIC Investment ranks #223 out of 292 companies for 3-Year EBITDA Growth Rate. This places MGIC Investment in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.70. MGIC Investment's value of 2.50% is 85% below this benchmark. While the company's 10-year median is 20.00 vs. the industry median of 16.70, MGIC Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.70, based on 292 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MGIC Investment's current 3-Year EBITDA Growth Rate of 2.50% is 85% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for MGIC Investment and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MGIC Investment's current 3-Year EBITDA Growth Rate is 2.50%, which is 88% below median its own 10-year median of 20.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MGIC Investment stock overvalued right now?
Based on GuruFocus' analysis, MGIC Investment (MTG) is currently considered Fairly Valued. The stock's GF Value™ is $29.20, compared to a current price of $31.16 — trading 6.7% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 2.50%, which is 88% below median its 10-year median of 20.00 and 85% below the Insurance industry median of 16.70. MGIC Investment's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For MGIC Investment (MTG), the current 3-Year EBITDA Growth Rate is 2.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MGIC Investment (MTG) Overvalued in 2026?
Based on GuruFocus' analysis, MGIC Investment stock appears to be overvalued.
The current stock price of $31.16 is trading 6.7% above its estimated GF Value™ of $29.20.
GuruFocus considers MGIC Investment to be Fairly Valued.
Key valuation signals for MTG:
3-Year EBITDA Growth Rate: 2.50% (88% below median its 10-year median of 20.00)
GF Value™: $29.20 vs. price of $31.16 (6.7% above fair value)
Industry Position: 85% below the Insurance median (#223 of 292)
No single metric tells the full story. See the MTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MGIC Investment Corp provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services. The insurance premiums that these customers pay for the protection account for close to the majority of the company's total revenue. Investment income accounts for the remaining revenue. The company sells its insurance products in all states of the United States and in Puerto Rico. Its greatest exposure is in California, Florida, Texas, Pennsylvania, Ohio, Illinois, Virginia, North Carolina, Georgia, and New York.
88GF Score
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